Insurance before buying bike?

LETHAL GST · 07-20-2002, 05:52 PM

just wondering if i need to buy insurance before i buy a bike. someone told me i had to, but then i was thinking, how will i know what to insure if i haven't even bought the bike yet?

951dude · 07-20-2002, 07:21 PM

Just like anything else, you buy insurance AFTER getting your bike.

Wolf ®² · 07-20-2002, 09:49 PM

If you're buying from a dealer and getting financing, like a car, you will probably be required to get insurance before taking delivery of the bike. If from a private party, or buying the bike outright from the dealer, you don't need insurance until it's time to register it, or until you get pulled over.

LETHAL GST · 07-21-2002, 01:31 AM

okay thanks guys, that's what i though. i knew it didn't sound right when i heard it, i wonder what the dude was smoking...:confused:

LilBoiBlu · 07-22-2002, 12:01 AM

How much is the insurance rate for a bike compared to a car?

jc2nd5988 · 07-22-2002, 07:53 AM

That depends on bike and rider experience and driving experience. I got a quote through Progressive as a brand spanking new rider. Bikes that were under 500cc's seemed to range about 25-50 a month, I believe I did full coverage. Over 550cc's tended to range to about 3-4 times that amount. And yes that is another reason why it is good to go with a slower bike as a newbie.

Main thing your not me, your quote might be different, try going to www.progressive.com try a couple different bikes see what you get.